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Frequently Asked Questions

Clear answers about debt consolidation and what it could mean for your repayment journey.

Answers, without the fine print

A little clarity goes a long way.

Your questions about debt consolidation, answered.

What is debt consolidation?

Debt consolidation means combining multiple eligible outstanding debts into a single new loan, subject to lender approval.

Can I consolidate personal loans and credit card dues?

What is the interest rate offered by CREDFREE?

Will my monthly EMI decrease?

Will applying affect my CIBIL score?

Is loan approval guaranteed?

How long does the process take?

What documents may be required?

Can I apply if I have several credit cards?

Does debt consolidation eliminate my debt?

Let’s explore a simpler way to manage your monthly repayments.

9.99% p.a. is a starting advertised rate, not a guaranteed offer. Eligibility and final pricing depend on lender assessment.