One Monthly EMI
Bring eligible loans and credit card dues together into one repayment plan.
One repayment journey
Debt Consolidation
Multiple outstanding balances don’t have to mean multiple repayment schedules. Explore your options for one manageable monthly EMI.
Understand your options
What is debt consolidation?
Debt consolidation involves replacing multiple eligible outstanding debts with a single new loan. Instead of managing multiple repayment schedules, you make one monthly EMI towards the new loan.
Consolidation requires lender approval. Existing debts must be properly settled using the approved funds. It does not automatically reduce your total debt or guarantee lower borrowing costs.
Explore debt consolidationBefore consolidation
- Multiple personal loan EMIs
- Credit card repayments
- Different payment dates
- Multiple outstanding balances
After an approved loan
- One new loan
- One monthly EMI
- One repayment schedule
- Clearer monthly obligations
Less complexity. More clarity.
Take control of your debt. One EMI at a time.
A simpler repayment plan can make room for what matters to you.
Explore Better Rates
Explore rates starting at 9.99% p.a., subject to eligibility and lender approval.
Simplify Your Finances
Fewer payment dates. One monthly repayment schedule. A little more breathing room.
Personalised Guidance
Understand your options with a team that supports you through the process.
Built on transparency
Financial decisions deserve clarity.
Nothing hidden. Nothing rushed.
Understand interest rates, fees and repayment terms before deciding. No pressure, no guaranteed approvals.
Your privacy comes first.
Your submitted information is used to understand and respond to your enquiry, with separate promotional consent.
Your situation. Your options.
Guidance based on individual eligibility. Specific offers must identify the actual lender and their terms.
Make room for a fresh start.
Let’s explore a simpler way to manage your monthly repayments.
Check My Eligibility9.99% p.a. is a starting advertised rate, not a guaranteed offer. Eligibility and final pricing depend on lender assessment.